Mrs. Jacobs

We are ready to represent the best custom paper writing assistance that can cope with any task like Mrs. Jacobs even at the eleventh hour. The matter is that we posses the greatest base of expert writers. Our staff of freelance writers includes approximately 300 experienced writers are at your disposal all year round. They are striving to provide the best ever services to the most desperate students that have already lost the hope for academic success. We offer the range of the most widely required, however, not recommended for college use papers. It is advisable to use our examples like Mrs. Jacobs in learning at public-education level. Get prepared and be smart with our best essay samples cheap and fast! Get in touch and we will write excellent custom coursework or essay especially for you.

In an effort to provide a more formal and realistic training environment for all lenders and to provide a more structured process for evaluating credits, Houston Community Bank is implementing a new loan approval process and a new Officers Loan Committee. The information and training garnered from this new Committee will also serve as a tool to strength our credit skills and provide more uniform credit analysis. The following policy and procedure will become effective on October 0, 00.





Membership in the Officers Loan Committee consists of every loan officer and credit analyst(s).





Each loan officer may approve an extension of credit or the renewal of existing loans to borrowers whose aggregate indebtedness does not exceed the loan officers’ current lending authority. Please refer to the attached lending authority.


Any loan request up to $00,000 which in the aggregate exceeds a loan officers lending authority may obtain credit approval by submitting the required documentation to the Chairman of the Board & C.E.O. In the Chairman’s absence, the loan officer may obtain credit approval by the combined joint consent of both the Vice Chairman and the President. Any loan requests whereby either the direct loan amount or any related debt results in an amount in excess of $00,000 will be presented to the newly created Officers Loan Committee. This Committee will meet weekly, as needed, at a time and location to be determined by the Chairman.


Each loan officer will notify the Chairman of pending loans in process and an estimated time line for presenting the loan or loans to the Officers Loan Committee. The presenting officer will be responsible for preparing a package for each committee member. Please be mindful of the required advance notice and the scheduling required for each committee member.


Each loan officer with designated lending authority will be entitled to vote on the proposed loan which will be presented to the committee by the loan officer making the recommendation. If the loan request is approved by the Officers Loan Committee, it will then be presented to the Director’s Senior Loan Committee for final approval. As in the Director’s Senior Loan Committee, the Chairman, the Vice Chairman or the President will have the authority to decline a loan proposal.


Please remember that no loan or extension of Credit may be committed to or funded without the proper level of approval. All loans should conform to our loan policies and procedures, if it does not, an explanation in the loan package is appropriate.


Please review your current loan policy manual and make sure it is up to date. If you have any questions regarding this new committee or a current loan policy or procedure, please contact the President, the Vice Chairman or the Chairman of the Board.





Mind that the sample papers like Mrs. Jacobs presented are to be used for review only. In order to warn you and eliminate any plagiarism writing intentions, it is highly recommended not to use the essays in class. In cases you experience difficulties with essay writing in class and for in class use, order original papers with our expert writers. Cheap custom papers can be written from scratch for each customer that entrusts his or her academic success to our writing team. Order your unique assignment from the best custom writing services cheap and fast!